Andy has helped countless people through the years in the area of personal finances. Though trained in college to become a stock broker; Andy focuses on helping people to better understand how to maximize their personal income by developing easy to use family budgeting. He has helped many people to develop simple plans to reduce debt, increase savings and reduce stress. Vehicle purchasing and leasing is another area that Andy has helped others throughout the years. Andy can take the mystery out of car shopping and even serve as a 'purchasing agent' if needed. His business background combined with spiritual guidance as a pastor gives him a unique perspective to help others in an area that causes many people stress and sleepless nights.